Readi Cash Line-of-Credit

Money when you need it


Fixed Rate 13.90% APR
Pre-approved Credit Line Once a revolving credit line is established, funds can be borrowed up to the available line at anytime. There is no need to re-apply for each advance.
Minimum Advance $50
Minimum Payment $25 per month
Credit Line $500 to $15,000
Access Methods Transfer funds to an ACU savings/checking account or request a check via the following options:
  • Online through Online Banking - transfer funds into your checking or savings (check requests are not available via Online banking)
  • Automated Phone Requests - using Audio Response Teller (A.R.T.) take an advance 24/7
  • Live by Phone - Call any ACU office during business hours to request an advance over the phone
  • In person - visit any ACU office
Payment Options
  • Payroll Deduction
  • Direct Deposit with automatic transfer
  • Online Banking Transfer
  • Payment Coupons

Please e-mail or call 815-267-7700 to see if your employer offers payroll deduction.

For more information regarding Personal Loans, e-mail or call (815) 267-7700 or (866) 469-6228 or make an appointment.