Romeoville Banking | Abri Credit Union

Buy a Home

Superior Service & Advice You Can Trust

Buying a home can be an exciting and challenging experience. If you're looking for a home loan, let Abri's mortgage experts help you find the loan that fits your individual needs! No matter where you are in the buying process, we are ready to assist you.

Ready to Get a Mortgage?	Need a Pre-approval?	Getting Started?
Choose How You Apply Call Us (866) 469-6228 Monday — Friday: 8:30 a.m. — 6 p.m. or Saturday: 9 a.m. — 1 p.m. Email Us & We'll Call You when it's convenient Apply Online	Perks of Pre-Approval Save time by looking at houses in your price range Position yourself to make a serious offer when you find the house you want to buy Know where you stand. Pre-approval is based on your actual income, debt and credit history Get Pre-Approved	We're Here to Help Call our Mortgage Experts at (866) 469-6228 Review our Document Checklist of what you may need to provide with your application Know the 10 Questions to Ask a Mortgage Lender Check Rates

Ready to Get a Mortgage?

Need a Pre-approval?

Getting Started?

Choose How You Apply

Call Us (866) 469-6228

Monday — Friday:
8:30 a.m. — 6 p.m. or
Saturday: 9 a.m. — 1 p.m.

Email Us & We'll Call You when it's convenient
Apply Online

Perks of Pre-Approval

Save time by looking at houses in your price range
Position yourself to make a serious offer when you find the house you want to buy
Know where you stand. Pre-approval is based on your actual income, debt and credit history

Get Pre-Approved

Questions?

Call (866) 469-6228 or Email Us & We'll Call You

Want to Know More?

Quickly see the types of homes we finance, mortgage programs, loan amounts & more below.

Home Types	Illinois & Idaho properties Single Family Owner Occupied Residences Condos Town homes Duplexes Second/Vacation Homes (certain restrictions apply) Investment Properties (certain restrictions apply) 1 - 4 Family properties
Loan Programs & Terms	Conventional fixed mortgages - up to 30 year terms Adjustable rate mortgages - up to 30 year terms FHA Mortgages — easier qualifications Jumbo Mortgages - 15 & 30 year fixed Purchase Money Second Mortgage Programs - up to 10% financing for down payment
Rates	Change Daily - Check Today's Rates
Rate Locks	Rates published online are for a 60 day lock. Interest rates cannot be locked until your mortgage application and all applicable documents, including a rate lock form and fees, have been received and approved by Abri Credit Union.
Loan to Value (LTV)	Up to 97% LTV on certain products for qualified borrowers. Some restrictions apply. Private mortgage insurance is required on loans over 80% LTV
Loan Amounts	$70,000 Minimum $1,000,000 Maximum
Pre-approval time	Typically less than 24 hours. May be slightly longer during peak times.
Approval time	4 to 6 weeks