Rates

Savings Account Rates

Certificate Special - For a limited time, earn 4.50% APY when opening a new 22-month share certificate with a minimum balance of $500 or more. Details

Prime Shares | Club Savings | Health Savings | Checking | IRA | Money Market | Certificates 

Account Type Annual Percentage Yield
Savings (Prime Shares) .10%
Club Savings .10%
Dividend Checking (Share Drafts) $500 Min. Balance .10%
Escrow Accounts .10%
IRA & Health Savings Accounts .45%
Christmas Club .10%
Advantage Checking* $10,000 Minimum Balance .30%

*If balance falls below $10,000 the account will not earn dividends.


Premier Money Market Account ($2,000 Minimum Balance Required)

Average Daily Balance Annual Percentage Yield
Below $2,000 .20%
$2,000 - $9,999.99 .95%
$10,000 - $24,999.99 1.00%
$25,000 - $49,999.99 1.20%
$50,000 - $99,999.99 1.25%
$100,000 and Above 1.25%

If the balance falls below the minimum balance requirement during any month, the account will be subject to a below minimum balance fee for that month.

 

Certificates*

Share, IRA & Health Savings

Minimum Deposit $500

Terms Annual Percentage Yield
6 months 1.30%
12 months 2.25%
22 month 4.50%
15 months 2.25%
24 months 2.25%
36 months 2.50%
48 months 2.75%
60 months 2.90%

* A penalty may be imposed for early withdrawals. Penalties are based upon the original term of the certificate and the amount of the withdrawal. Review certificate product information for details.

 

For questions regarding our rates, e-mail [email protected] or
call (815) 267-7700 or (866) 469-6228.