Freedom Mortgage

Pay off your home in as little as five, seven or ten years

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Property Types Single family owner occupied residences located in Illinois and Idaho
Loan Type
  • Fixed rate first mortgage
  • Fully-amortized, to be paid in full in 5, 7 or 10 years
Terms/Rates 5 year - 2.750%APR
7 year - 3.000%APR
NEW - 10 year - 3.250%APR
Payment Example & Calculator
Interest Rate: % APR


Loan Term: months
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Monthly Payment: $
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Loan to Value (LTV) Up to 80% LTV for qualified borrowers
Loan Amounts
  • $15,000 Minimum
  • $200,000 Maximum
Loan Purposes Refinance to
  • Combine 1st and 2nd Mortgage Loans
  • Consolidate Debt
  • Lower Rate and/or Term
  • Take Cash Out
Application Fee $199 non-refundable application fee is due at time of application.
Closing Costs Borrower responsible for expenses not included in application fee, if any. Expense examples may include subordination agreements, additional releases, etc.
Approval time 1 business day
Closing time 3-8 weeks depending on vendor turnaround times
Payment Options
  • Automatic Transfer
  • Payroll Deduction*
  • Online Banking Transfer
  • Direct Deposit
  • Payment Coupons by mail or in person
Escrows Borrower assumes responsibility for tax and insurance escrow
Early Closure Fee $350 if the loan is paid off within the first 12 months
*Please email us or call 815-267-7700 to see if your employer offers payroll deduction.

To request more information, email or
call 1-866-I-OWN-ACU (469-6228) to speak to our Real Estate Department.