Spending
Fresh Start Checking
Fresh Start Checking is available to members who do not qualify for other Abri checking accounts due to prior difficulties maintaining a positive account balance. We understand that there may be unforeseen circumstances causing financial hardship. In keeping with the credit union philosophy “People Helping People”, we think everyone deserves a second chance.
To be eligible for Fresh Start Checking you must have all reported ChexSystem charge-offs paid in full.
Fresh Start Checking Benefits
| Minimum Opening Balance | $20 |
| Minimum Daily Balance | None |
| Dividends Paid | No |
| Monthly Service Fee | $5 |
| Check Writing Fee | None |
| Withdrawal Fee | None |
| Direct Deposit | Required |
| ATM/Debit Card | Not Available |
| Online Banking | Yes |
| Online Bill Pay | Not Available |
| Overdraft Protection | Transfers from any Abri share/savings account |
| Overdraft Privilege | Not Available |
| Online Check Images | Free through Online Banking |
If you use your account and it is kept in good standing for 12 months you can request to have the account reviewed and change to another Abri checking account type. Ways we suggest using your Fresh Start Checking account include:
- Making automatic payments to your utility companies
- Write checks or make teller check withdrawals to pay your bills
- Deposit any checks you receive at an Abri Branch or in an Abri Night depository
We also recommend that you sign up for Online Banking so you can monitor your account.
