Abri Credit Union
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Rates

Rates

Rates

Rates

Loan Rates

Auto | RV | Equity Loan | Equity Line | VISA Credit Cards | Personal | Mortgage | Secured
Student Loans 
 

Automobiles, Trucks, Vans & RVs

Auto Loans16 to 25 years old? Check out driveIT Car Loans on idmyway.com

Auto Loan Sale as low as .99% APR* 
with
rate discounts now through 7/31/14
Rate Discounts | Vehicle Shopping Resources

Rates effective as of 7/01/2014

Product Term Rates *
Automobiles (New & Used) 12 to 36 mos. 1.99% - 11.99% APR
  37 to 60 mos. 2.49% - 12.49% APR
  61 to 72 mos. 2.99% - 12.99% APR
New Automobiles only 73 to 84 mos. 3.49% - 13.49% APR
Recreational Vehicles (New & Used) up to 60 mos. 4.49% - 14.49% APR
61 to 120 mos. 4.99% - 14.99% APR
121 to 180 mos. 5.49% - 15.49% APR
Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
 
Loan Term:

months
 
Loan Amount:
$

 
Monthly Payment:
$
Change the fields above to calculate your payment.

* Your rate will be based on your personal credit history & rate discounts.
Term based on type of collateral.

APR=Annual Percentage Rate

Rate Discounts

Now through 7/31/14, auto rates have been reduced

Plus, lower your rate by up to 1% more with additional discounts

.25% off with purchase of fuel efficient vehicle that gets 30 MPG
.25% off with Direct deposit and automatic payments
.25% off if you have or open an ACU Visa Credit Card

.25% off if you have or open an ACU Checking account with Bill Pay
Discounts do not apply on existing Abri CU vehicle loans.

 Apply


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Home Equity Loans
 

Home Equity Line-of-Credit 1.99% 120-day Introductory APR
Followed by a variable APR* thereafter based on credit line, see current rates below

Rates effective as of 7/1/2014

Line-of-Credit Rates Index / Margin
$10,000 - $24,999.99 5.00% APR Prime +.25%
$25,000 - $49,999.99 5.00% APR Prime
$50,000 - $99,999.99 5.00% APR Prime - .50%
$100,000 and above 5.00% APR Prime - 1.0%

Rates shown above are based on a loan-to-value (LTV) of 85% or less. If the LTV exceeds 85%, add 1% to the current rate and the introductory rate does not apply. An early closure fee up to $350 will be assessed if you pay off and close your Home Equity Line-of-Credit or Home Equity Loan within the first 12 months.

*Maximum APR is 16%. Floor rate is 5% APR.

Prime Rate according to the Wall Street Journal as of 7/31/13 was 3.25%

Apply

Fixed Rate Home Equity Loans

Rates effective as of 7/1/2014

Term Rates
5 Year 4.24% APR
7 Year 4.49% APR
10 Year 4.74% APR
15 Year 4.99% APR
7 Year Balloon* 4.74% APR
Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
 
Loan Term:

months
 
Loan Amount:
$

 
Monthly Payment:
$
Change the fields above to calculate your payment.

Rates shown above are based on a loan-to-value (LTV) of 85% or less. If the LTV exceeds 85%, add 1% to the current rate and the introductory rate does not apply. An early closure fee up to $350 will be assessed if you pay off and close your Home Equity Line-of-Credit or Home Equity Loan within the first 12 months.

* Payments may be amortized up to 30 years. The entire principal and interest balance is due at the end of the seven (7) years. At that time, you may apply to ACU to refinance your balance under the terms and conditions in effect at that time, but ACU is under no obligation to do so.

Apply

For additional information contact our Home Equity Specialist at (815) 267-7716.

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Personal Loans
 16 to 25 Years Old? Check out borrowIT Personal Loans
Take .25% off your fixed term personal loan rate if you repay with automatic payments from direct deposit.


Rates effective as of 7/1/2014

Product Rates Term
Fixed Term 9.9% -16.9% APR * 60 month maximum
Readi-Cash Line-of-Credit 13.90% APR Open
Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
 
Loan Term:

months
 
Loan Amount:
$

 
Monthly Payment:
$
Change the fields above to calculate your payment.

* Rate based on applicant's personal credit history.  

Apply

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Other Secured Loans

Rates effective as of 7/1/2014

Share Certificate Loans 3.00% APR over Share Certificate Rate
Share Secured Loans 3.10% APR

Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
 
Loan Term:

months
 
Loan Amount:
$

 
Monthly Payment:
$
Change the fields above to calculate your payment.

Apply

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