Rates

Loan Rates

Auto & RV | Equity Loan | Equity Line | VISA Credit Cards | Personal | Mortgage | Secured
Student Loans 

Personal Loan Sale - Rates as low as 6.9% APR*.
Hurry, offer ends 11/30/18.

Automobiles, Trucks, Vans & RVs

Auto & RV Loans

LOWER AUTO RATES!
Car Buying Resources

Rates effective as of 11/1/2018

Product Term Rates1
New & Used Automobiles (2011 or older add 2% to rate) 12 to 36 mos. 2.99% - 12.99% APR
  37 to 60 mos. 3.49% - 13.49% APR
  61 to 72 mos. 3.99% - 13.99% APR
New Automobiles only 73 to 84 mos. 4.49% - 14.49% APR
Recreational Vehicles (New & Used) up to 60 mos. 3.99% - 13.99% APR
61 to 120 mos. 4.49% - 14.49% APR
121 to 180 mos. 4.99% - 14.99% APR
Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
 
Loan Term:

months
 
Loan Amount:
$

 
Monthly Payment:
$
Change the fields above to calculate your payment.

1 Rate based on applicant's personal credit history.
Term based on type of collateral.

APR=Annual Percentage Rate

 Apply Now

 


Home Equity Lines & Loans

Rates effective as of 11/01/2018
 

20 Year Line-of-Credit (5 year draw - 15 year repayment)

Line-of-Credit Rates* Index/Margin
$10,000 - $24,999.99 6.75% APR Prime + 1.5%
$25,000 - $49,999.99 6.25% APR Prime + 1%
$50,000 - $99,999.99 5.75% APR Prime + .50%
$100,000 and above 5.25% APR Prime

Rates shown above are based on a loan-to-value (LTV) of 80% or less. If the LTV exceeds 80%, add 1% to the current rate. There is a $50 annual maintenance fee on a line of credit that is waived for the first year. An early closure fee up to $350 will be assessed if you pay off and close your Home Equity Line-of-Credit or Home Equity Loan within the first 36 months.

*Maximum APR is 18%. Floor rate is 3.9% APR.

30 Year Line-of-Credit (10 year draw - 20 year repayment)

Line-of-Credit Rates* Index/Margin
$10,000 - $24,999.99 7.25% APR Prime + 2.0%
$25,000 - $49,999.99 6.75% APR Prime + 1.5%
$50,000 - $99,999.99 6.25% APR Prime + 1.0%
$100,000 and above 5.75% APR Prime + .50%

Rates shown above are based on a loan-to-value (LTV) of 80% or less. If the LTV exceeds 80%, add 1% to the current rate. There is a $50 annual maintenance fee on a line of credit that is waived for the first year. An early closure fee up to $350 will be assessed if you pay off and close your Home Equity Line-of-Credit or Home Equity Loan within the first 36 months.

*Maximum APR is 18%. Floor rate is 3.9% APR.

Prime Rate according to the Wall Street Journal as of 06/15/2018was 5.00%

Apply Now

Fixed Rate Home Equity Loans

Rates effective as of 11/01/2018 & are based on the amount you borrow against the value of your home

Term Up to 85% 85.01-90% 90.01-100%
5 Year 4.74% APR 5.74% APR 6.24% APR
7 Year 4.99% APR 5.99% APR 6.49% APR
10 Year 5.24% APR 6.24% APR 6.74% APR
15 Year 5.49% APR 6.49% APR 6.99% APR
 
Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
 
Loan Term:

months
 
Loan Amount:
$

 
Monthly Payment:
$
Change the fields above to calculate your payment.

 

Apply Now

For additional information contact our Home Equity Specialist at (815) 267-7716.
 

 


Personal Loans

 

Rates effective as of 11/1/2018

Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
 
Loan Term:

months
 
Loan Amount:
$

 
Monthly Payment:
$
Change the fields above to calculate your payment.

* Rate based on applicant's personal credit history. Excludes existing Abri loans and credit cards

Apply Now

 


Other Secured Loans

Rates effective as of 11/01/2018

Payment Example/Calculator Apply Online Now
Interest Rate:

% APR
 
Loan Term:

months
 
Loan Amount:
$

 
Monthly Payment:
$
Change the fields above to calculate your payment.

Apply