Mortgage Loans
More Mortgage Options. More Places to Call Home.
Abri Credit Union has partnered with myCUmortgage to bring you an expanded suite of mortgage solutions. Whether you’re buying your first home, upgrading, moving, or refinancing, you’ll have access to a wider variety of loan programs designed to fit your unique financial goals.
With lending available in 47 states and the personalized service you expect from Abri, finding the right mortgage solution has never been easier. Our dedicated Mortgage Loan Originator, Shelbee Wagener, is here to guide you through the process and help you find the option that best fits your needs.
Mortgage Loans Offered:
| Conventional Fixed Rate | Federal Housing Administration (FHA) | USDA - Rural Development |
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Predictable monthly payments with a fixed interest rate for the life of the loan.
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Low down payment requirements with more flexible guidelines for down payment funds and credit qualifications.
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No down payment required with flexible credit requirements for eligible rural home purchases.
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| Adjustable-Rate Mortgage (ARM) | Veterans Administration (VA) | HomeReady® Mortgage |
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Designed for members planning to occupy the home throughout the fixed-rate period.
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Available to eligible veterans, active duty service members, reservists, and surviving spouses with affordable financing, no down payment requirements, and competitive mortgage rates.
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Designed for creditworthy, low-to-moderate income borrowers seeking expanded eligibility guidelines for home financing.
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Offers a fixed-rate mortgage option with predictable payments for low-to-moderate income homebuyers in underserved areas.
Offers a fixed-rate mortgage option for members with higher loan-to-value ratios who require mortgage insurance and may qualify for reduced monthly mortgage insurance payments.
Allows VA borrowers to quickly refinance their mortgage to take advantage of lower interest rates or reduce monthly payments through an interest rate reduction refinance.
Allows FHA borrowers to quickly refinance their mortgage to take advantage of lower interest rates, reduce monthly payments, and potentially lower their mortgage insurance premium (MIP).
Have questions?
Contact our dedicated myCUmortgage Loan Originator:
Shelbee WagenerMortgage Loan Originator
NMLS ID #1588749
swagener@mycumortgage.com
(877) 912-8009 Ext 2664
