Accounts & Services

ACU VISA Credit Card Payment Options

Save time when you pay your ACU Visa Credit Card bill with any of our convenient payment options.

Payment Options	Payment applied	Pay from	Service Fee
Online
Visa Online	Same day*	Any Account	No
Online Banking	2 business days	ACU Accounts Only	No
Phone
A.R.T.	2 business days	ACU Account Only	No
Card Services	1-2 business days	Any Account	$5
Mail	7-10 days	Any source	No
In Person	2 business days	Any source	No
Automatic	On due date	ACU Account only	No

* If you use a non-ACU account, set up Pay My Bill in Visa Online 10 days before you want your first payment made. Payments after that will be applied on the same day.

How the Payment Options Work

Online

Visa Online - Pay My Bill

Online Banking Transfer

You will need:
1. Account Number you want to make the payment from
2. Routing & Transit Number of your payment account

Getting Started

1. Login to Credit Card Activity or Visa eStatements

2. From the Online Services menu choose Make a Payment under the Payment Center

3. Follow the on screen instructions to make a payment

Payments from ACU Accounts will process immediately

Payments from other institutions require enrollment in Pay My Bill & a pre-note. After you enter your information a pre-note is sent to your institution. The site will then inform you that your payment will be effective 10 days later. For example, if enrolled 12/8, payment effective date will be 12/18. On that date, you can schedule your first payment. Once the pre-note has been completed, that payment will be applied to the account within 24-48 hours.Payments after that will be applied on the same day.

Transfer your payment
from an ACU account using the Quick Transfer drop down.

Payments can also be made using Transfer Funds. They can be:

Immediate
or
Scheduled
(one-time or recurring)

Not enrolled in Online Banking?

Learn more and
sign-up for this free service today.

Phone

Card Services

Audio Response Teller (ART)

Payments will incur a $5 service fee

Call 800-654-7728

Press 0 (zero) to speak to a representative to request a phone payment.

Call 815-577-8503 or 877-228-2781 (outside of Chicago)
Follow the voice prompts after accessing the Account Information System

Don't have access to ART? Email us to request your ART agreement and Personal Identification Number (PIN) today.

Mail Payments

Payments can be mailed to any of the following addresses:

Payment Processing Center
ACU Visa
PO Box 660348
Dallas, TX 75266-0348

Abri Credit Union
1350 West Renwick Road
Romeoville, IL 60446

Overnight Mailing Address
Payment Processing
560 Carillon Parkway
St. Petersburg, FL 33716

In Person

Visit any ACU office to make your payment at the teller window. Pay with cash, check, or transfer funds from your ACU account.

Automatic Payments

ACU can automatically make your Visa payments from your ACU Savings or Checking account. You have three pre-authorized payment options:

Make the minimum payment or 2.5% of the balance, whichever is greater
Pay a fixed amount you choose
Pay the total shown on your monthly statement

Complete a pre-authorized payment request today.

Questions?
e-mail cardservices@argonnecu.org
or call (815) 267-7700.