Accounts & Services

Short Term Abri Refinance (STAR) Mortgage

Pay off your home in as little as five or seven years

Property Types

Single family owner occupied residences located in Illinois and Idaho

Loan Type

Fixed rate first mortgage
Fully-amortized, to be paid in full in 5 or 7 years

Terms/Rates

5 year - 3.125% APR
7 year - 3.250% APR

Payment Example & Calculator

Interest Rate:	% APR
Loan Term:	months
Loan Amount:	$
Monthly Payment:	$

Change the fields above to calculate your payment.

Loan to Value (LTV)

Up to 80% LTV for qualified borrowers

Loan Amounts

$25,000 Minimum
$1,000,000 Maximum

Loan Purposes

Refinance to

Combine 1st and 2nd Mortgage Loans
Consolidate Debt
Lower Rate and/or Term
Take Cash Out

Application Fee

$199 (includes title, credit report, flood assessment, appraisal, release of one mortgage and recording of new mortgage)

Closing Costs

Borrower responsible for expenses not included in application fee, if any. Expense examples may include subordination agreements, additional releases, etc.

Approval time

1 business day

Closing time

1 to 2 weeks

Payment Options

Automatic Transfer
Payroll Deduction*
Home Banking Transfer
By Phone with A.R.T.
Direct Deposit
Payment Coupons by mail or in person

Escrows

Borrower assumes responsibility for tax and insurance escrow

Prepayment

No prepayment penalties

*Please email us or call 815-267-7700 to see if your employer offers payroll deduction.

To request more information, email info@abricu.com or
call 1-866-I-OWN-ACU (469-6228) to speak to our Real Estate Department.