Accounts & Services
Accounts & Services
Home Mortgage Loans
Convenient Loans and Service You Can Trust
Apply | Print a Blank Application | Calculators
| Property Types |
|
| Loan Types/Terms |
|
| Rates | Change Daily - Check Today's Rates |
| Rate Locks | Rates published online are for a 45 day lock. 30 & 60 day locks are available and may have a rate adjustment. Interest rates cannot be locked until your mortgage application and all applicable documents, including a rate lock form and fees, have been received and approved by ACU. |
| Loan to Value (LTV) | Up to 95% LTV on certain products for qualified borrowers. Some restrictions apply. Private mortgage insurance is required on loans over 80% LTV |
| Loan Amounts |
|
| Loan Purposes | Purchase or Refinance to
|
| Pre-approval time | 1 to 2 days |
| Approval time | 3 to 4 weeks |
| Closing Costs | Choose one: Illinois or Idaho |
| Escrows | An escrow account for taxes, homeowner's insurance, flood insurance and private mortgage insurance is required on loans over 80% LTV. |
| Prepayment | No prepayment penalties |
Apply | Print a Blank Application | Calculators
Contact our Real Estate Specialist at (815) 267-7717 for more information.
;){kind=link}
;){kind=link}