VISA^® Check Card

The Fast and Convenient Way to Access Your ACU Checking Account!

The VISA Check Card is an ATM/Debit card. It enables you to make purchases and withdraw cash from your ACU Checking account. It can be used anywhere VISA^®  is accepted worldwide, 24-hours a day, 7 days a week.

VISA Check Card Benefits

No Annual Fee
Unlimited Free ATM transactions at ACU machines	Use ACU owned ATMs to avoid service fees and access funds in your checking or savings account.
Up to 3 ATM transactions per month at non-ACU ATMs with no ACU fees*	Access your funds at ATMs worldwide. Look for the Cirrus & Star logos.
Surcharge Free ATM Networks	Access your money surcharge-free at thousands of ATMs by using the STARsf or Co-op ATM Networks. Use our ATM Locator  to find surcharge-free ATM's near you.
No Fee - Unlimited Debit Card Purchases	Purchase goods/services up to the available balance in your checking account (less ATM withdrawals) anywhere VISA is accepted.
Withdrawal Limit	Up to $600 of your available balance each day

* If other ATMs charge transaction or access fees, these will be passed along and reflected on your statement.

Once we receive your completed application your card(s) will arrive in 10 to 14 days, followed separately by your Personal Identification Number (PIN) a few days later.

VISA Check Card Access will be provided to members with ACU Checking Accounts. If you do not currently have a checking account and would like the forms to open one, e-mail info@abricu.com or call (815) 267-7700 or 1-866-I-OWN-ACU (866-469-6228).

Important Reminders ...

• Always protect your ACU Visa Check Card & Personal Identification Number (PIN) as you would cash, checks, and credit cards.
• DO NOT keep your PIN with your ACU VISA Check Card and always keep it confidential!
• Keep your receipts when making purchases & ATM transactions with your card and record them in your check register when you return home.
• You may make point-of-sale purchases up to the available balance in your checking account (less any ATM withdrawals). Transactions in excess of the available balance will be declined.
• Remember your ACU VISA Check Card is Not a Credit Card. VISA Check Card transactions are automatically withdrawn from your checking account.
• When making point-of-sale purchases tell the merchant you plan to pay with VISA as a "Credit" and sign for purchases whenever possible. Signing for purchases saves your credit union money - using your PIN costs ACU. Sign we SAVE - PIN we Pay! 
• When traveling out of the country notify ACU beforehand. In an effort to prevent fraud, VISA monitors card activity and spending habits of every cardholder. If your card is used out of the country or out of your normal shopping pattern, Visa will attempt to contact you to verify that you are actually performing the transactions. If they are unable to reach you, they may temporarily put a hold on your account in an effort to stop fraudulent activity. By notifying ACU, Visa will have a record of your travels and will know that you are personally using your card in a foreign country.

Report Lost/Stolen Check Card(s) to Visa & ACU Immediately
VISA	(800) 472-3272 24-Hours a day - 7 days a week
ACU	(815) 267-7700 or (866) 469-6228
	During Business Hours
	Monday - Friday: 9 am to 6 pm
	Saturday: 9 am to 1 pm