Accounts & Services

Checking Services

Reasons to switch
to Abri Checking

No Monthly Service Fees
No Fees on Debit Card Purchases
Surcharge-free ATM's
No minimum balance & more

Smart, Dividend or Advantage Checking - choose the one that's right for you & make the switch, it's easy.

Complete Your Checking Account Application Now &
Then use our switch kit to automatically create the letters you need to complete the switch.

Need a second chance with checking? Check out Fresh Start Checking.

	Smart Checking	Dividend Checking	Advantage Checking
Minimum Balance	$0	$500	$10,000
Dividends Paid	No	Yes	Yes¹
Below Minimum Bal. Fee	No	Yes	No
Monthly Service Fee		None
ATM/Debit Card		Free
Online Banking		Free
Online Bill Pay	Free when	used, $6.75/month	when not used
Phone Banking		Free
Online check Images		Free
ATM Use
ACU Owned		Unlimited free	transactions
Non-ACU ATMs	Up to 3/month²	with no ACU fees
Surcharge-free ATM Networks	Thousands of	locations nationwide,	with 2 networks

¹ If the average daily balance falls below $10,000, the account will not earn dividends.
² If other ATMs charge transactions or access fees, these will be passed along and reflected on your statement.

24/7 Account Access

Make Purchases & Withdraw Cash

The ACU VISA® Check Card is an ATM/Debit card that enables you to make purchases and withdraw cash from your ACU Checking account. It can be used anywhere VISA is accepted for purchases and at ATM's worldwide through the CIRRUS & STAR networks.

Make Surcharge-free withdrawals at thousands of ATM's nationwide with the following networks:

STARsf and CO-OP. Click here to find surcharge-free ATM's near you.

Free Online Account Access
Using the Internet, ACU's secure Online Banking & Bill Pay* services allow you to:

View Account Balances & History
Transfer Funds
Pay Bills & more

Learn More>

* A monthly service fee of $6.75 will be charged when bill payment is not used during any given month.

Free 24-hour Phone Banking

Access your account(s) from anywhere at anytime using a touch tone phone & ACU's Audio Response Teller (ART).

Check Account Balances
Transfer Funds
Verify Deposits & more

Request A.R.T. access today or Learn More>

Simplify Deposits

Your checks can be electronically deposited quickly and safely into your ACU accounts for immediate use with Direct Deposit. Learn More>

Avoid Embarrassment & Costly Fees

ACU offers three types of Overdraft Protection for your checking account:

Three free transfers from your savings or money market account
Advances on established Readi Cash Line-of-Credit (funds transfered in $50 increments).
Apply for a new Readi Cash Line now or Learn More>
Overdraft Privilege – Automatically covers overdraft for accounts in good standing. Learn more>

Choose one or all of these options to protect against embarrassment and costly NSF fees. Please note that overdraft protection is unable to maintain minimums necessary to earn dividends.

Easy Record Keeping

A comprehensive monthly statement will be e-mailed to you on the third business day of each month detailing all of your deposits and transactions.

e-Statement benefits include:

Access to 14 months of statements
Online Account Reconciliation calculator
Download Capabilities

Choose the program that's right for you & make the switch, it's easy.

Complete Your Checking Account Application Now

Questions?
e-mail info@abricu.com
Call (815) 267-7700 or (866) 469-6228

Wire Transfers

To send a Wire Transfer to ACU please follow the instructions below:

1. Wire Transfer to:	Corporate Central Credit Union 6262 S Lowell Place Muskego, WI 53150 Routing Number: 275082866
2. Beneficiary Financial Institution:	Abri Credit Union 1350 W Renwick Road Romeoville, IL 60446 Account Number: 271975388
3. Beneficiary (Final Credit) to:	Member Name & Account Number